A lot of Texas power distributors provide plans that include a percentage of energy sourced from renewable energies, such as hydro power, wind power as well as solar energy. Some are entirely sourced that method. These strategies are a fantastic way for Texas power clients to help the setting without damaging the bank. In addition to eco-friendly power strategies, many Texas vendors provide clients the choice to purchase eco-friendly power certifications, or RECs, that further balance out clients' carbon exhausts. The purchase of RECs also helps fund research study as well as use of renewable resource resources, so that Texas can remain at the forefront of environmentally friendly power modern technology.
Electricity rates in Texas ordinarily are quoted from 4.06 and 15.59 cents a kilowatt hour depending on market conditions and the locale, these prices are not guaranteed and are only used as examples.
Some excellent information: According to J.D. Power's survey on retail electric suppliers (its most current study of the space), Texas has the highest general satisfaction with retail electrical companies out of any state. And due to the fact that prices, plans, and also offers can be so similar from company to supplier, consumer complete satisfaction scores are a wonderful way to break a connection. Consider it like picking who to employ when you have two prospects with comparable resumes - you're mosting likely to choose the person with the beautiful recommendations.
If you think you have to pay the rates your existing electricity carrier charges, we have excellent news. The state of Texas enables you to select which electrical energy service provider you make use of. This means you can pick a company that has the cheapest Texas electric rates in your area as well as the very best plan for your needs, whether you need a much better offer for your residence, your company, or both. Countless consumers and also organisations that have utilized our electricity rate contrast process concur that, when buying for business power or property electrical power prices as well as plans.
Given that 2002, the majority of Texans have needed to select their very own Retail Electric Carrier (REPRESENTATIVE)- the middleman that purchases electricity wholesale, then markets it to you, the consumer. According to the general public Energy Compensation of Texas report, the Lone Star state is "the national leader in affordable property, business, as well as commercial offerings," which indicates there are well over 200 service providers bidding for your interest.
Electrical energy rates in Texas are not repaired. Your price can vary greatly depending on your usage and your electric strategy. Some strategies have reasonably flat rates, while others can be everywhere.
Consider this 2nd plan. The average electrical power rate is higher at 2000 kWh but the rates at reduced usage levels are substantially much better. With such a plan, your power prices will certainly be extra foreseeable and, probably, you will conserve loan over the training course of a year. Again, read the electrical power realities label to comprehend every one of the components that go into this rate.
We've pioneered our strategies as well as grown our knowledge in the retail power market for greater than a decade. With hundreds of countless clients and firm financier support, we're a company you can rely on.

The Texas Senate Bill 7, passed in 2002, offered 5.6 million Texans the power to select a retail electric provider (REPRESENTATIVE) to provide electricity to their house or service. This expense promoted an affordable power marketplace that 85 percent of Texans can profit from today. Energy choice is readily available to residents in Houston, Dallas and also Ft Worth, as well as various other cities throughout Texas.


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Because 2002, the bulk of Texans have had to pick their very own Retail Electric Supplier (REPRESENTATIVE)- the intermediary that buys power wholesale, then offers it to you, the consumer. According to the Public Utility Payment of Texas record, the Lone Star state is "the nationwide leader in competitive household, commercial, and commercial offerings," which means there are well over 200 companies bidding for your focus.
Energy prices in Texas typically run from 5.44 to 14.61 cents per kWh subject to current market condition and where the property is located - these rates are not guaranteed and are only used as an example.

Some of the rise in various parts of the state is an outcome of boosts in transmission as well as circulation utility go through costs. Such fees often tend to have a bigger effect on houses that make use of much less power.
After Us senate Costs 7 went right into result in January 2002, virtually 6 million power clients came to be eligible to pick their power provider. That number has grown via the years. By decontroling the state's energy market, the Texas Senate gave constituents the power to choose. The procedure of power deregulation in Texas took apart the energies' syndicate over the electrical market and also urged customers to discover their power alternatives.

The PUC's goal is to protect clients, foster competitors, and promote high-quality framework. Along with regulating the states electrical energies and carrying out legislation, the PUC offers Texas residents assistance in solving consumer complaints.

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It is perhaps surprising that electrical power rates aren't rising faster. Gas prices have been spiking. Lately touching their highest possible rates in over 4 years. Although the correlation between gas rates and electrical energy prices in Texas isn't as tight as it once was, gas is still the most vital single source fueling Texas power plans.
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Texas Cheapest Gas Supplier
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Buying a plan based on sustainable sources is no various than buying any type of various other sort of plan - you determine your prices similarly, look for the exact same costs, and weigh in client satisfaction as well as other perks. The one thing that's various is also looking at what portion of your power originates from eco-friendly material in the EFL. That number can swing from as low as 0 percent completely as much as one hundred percent, with most of plans that partly offset energy with sustainable web content floating around 15 percent.
Electricity prices in Texas usually range in price from 5.35 and 14.78 cents per kilowatt hour depending on current market condition and where the property is located: these prices will not be guaranteed and are only used as an illustration.
Texas electricity prices are on their way down again. After a summertime spike, power rates across Texas have fallen. Energy authorities were worried concerning having sufficient electrical power to satisfy peak summer season need. This caused electrical power providers raising the rates on their fixed price plans in expectancy of higher wholesale electrical power costs.

Texas Best Utility Prices
The Electric Dependability Council of Texas (ERCOT) does it for you. When you authorize up for a strategy with a brand-new service provider, ERCOT will send you a mailer confirming the button. You have three days upon receiving the mailer to alter your mind. If you don't, you'll have a new carrier within 7 days, and also ERCOT will certainly alert your old company. Simply bear in mind, if you desert a contract before it's total, you will certainly be on the hook for any type of fees or penalties detailed in its Terms of Solution.
We take terrific satisfaction in being very careful when selecting which power intends from which electrical providers we intend to have actually presented on our website. By collaborating with the very best electrical business in the state, and also just revealing their easiest to comprehend strategies with the most affordable electric rates.

Electrical energy rates in Texas continued to be mainly unmodified in November. This isn't surprising. Electricity rates are typically less volatile this time around of year.
Typically fixed-rate strategies will certainly have a slightly higher price per kWh than others, but you're spending for the predictability. They're great if you live by your budget - as well as even higher if you happen to subscribe when prices are low. The fixed-rate strategies of our 5 Texas providers commonly began at year, with some expanding approximately three years, but we detected a pair that used repaired rates for 6 month contracts as well.
Texas power prices aren't secure yet after a summertime of uncertainty. What caused the unpredictability? Tape-record demand as well as worries over capability, triggered by public fears from the Electric Dependability Council of Texas. Those concerns originated from the closings of three coal-fired electricity plants in the state as well as delays in opening gas and also wind facilities. The issue was sufficient to drive some dramatic increases in electrical energy prices, which are shared in cents per kilowatt hours (kWh).
Electricity Deals For Texas
When you buy an electrical energy strategy in the industry, providers contend for your business by providing reduced power rates and client rewards, such as benefits programs, green power sourcing or discounted home services.

The power to pick supply prices from retail energy companies in Texas encompasses companies, not just residents. Company proprietors who care about the lower line should certainly think about searching. To look for Texas electrical prices for a business, call us with your power usage details or submit our simple informative type so a power representative can contact you with a complimentary custom quote.
If you're uncertain which supplier to pick, use a list to compare your options or call the number on top of the page to talk to an electricity expert today.
As a Texas consumer, this produces a possibility to lower your utility expenses by comparing electricity prices and switching to a brand-new provider at any time you can discover a much better bargain. Right here and throughout this site, we have supplied you with the tools and info you require to purchase low-cost electrical power rates.

The Transmission Circulation Energy that supplies powder to the Houston area, submitted with authorities to boost electrical power rates on the consumers it supplies power to. The requested boost was made, partly, to cover the expense of repair services associated with Hurricane Harvey. If accepted the increase will set you back ratepayers about $30 each year more on their electricity costs.
The power to select supply prices from retail power firms in Texas extends to organisations, not simply residents. Entrepreneur that care concerning the bottom line needs to definitely think about searching. To purchase Texas electrical prices for a business, call us with your power use info or fill out our simple informational type so an energy representative can call you with a totally free custom-made quote.
Energy prices in TX usually range in price from 4.86 and 14.94 cents per kilowatt hour contingent upon market conditions and where the property is located - these rates will not be guaranteed and are only used for illustration.
According to the U.S. Power Info Management, the typical family in Texas utilizes around 15,000 kWh of electrical power each year - 26 percent greater than the nationwide standard, but comparable to the quantity used in neighboring states.
The Electric Dependability Council of Texas (ERCOT) does it for you. When you register for a plan with a new company, ERCOT will send you a mailer confirming the button. You have 3 days upon obtaining the mailer to alter your mind. If you don't, you'll have a new supplier within 7 days, and also ERCOT will certainly alert your old carrier. Just remember, if you abandon a contract prior to it's total, you will certainly get on the hook for any kind of fees or charges described in its Regards to Solution.
You don't normally get a choice in energy firm, as well as therefore, these fees are practically inevitable, non-negotiable, and also will not factor into picking an electricity plan or supplier.
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Texas Change Electricity Supplier
The Texas Us Senate Bill 7, come on 2002, provided 5.6 million Texans the power to pick a retail electrical supplier (REPRESENTATIVE) to supply electrical power to their home or business. This expense assisted in an affordable energy market that 85 percent of Texans can profit from today. Energy choice is readily available to residents in Houston, Dallas and also Fort Worth, in addition to other cities across Texas.

Utility companies, or TDSPs, are accountable for transmission and also distribution of electricity also in power deregulated parts of Texas as well as need to be spoken to in the event of a power failure. Your retail power distributor may provide you affordable electric prices or phenomenal client service, yet it can not fix power lines or restore your solution.

The excellent information is that the most effective offered rate at the 2000 kwh usage degree is the same in almost every region of the state. This suggests that you can still obtain a great offer by looking for the cheapest price.
Compare Electricity Companies Texas
Electricity rates in Texas ordinarily are quoted from 4.43 up to 14.28 cents a kWh depending on current market condition and the locale: these prices are not guaranteed and are only used as an example.

We take wonderful pride in being extremely careful when picking which electrical power prepares where electrical providers we intend to have actually shown on our site. By working with the finest electrical firms in the state, and just showing their simplest to understand plans with the most affordable electric prices.
That claimed, the only means to recognize your individual average energy intake is by considering your electrical energy bills throughout a year, you wish to fit all weather, and also understanding both your general usage, along with if you use essentially throughout certain months.
Texas The Cheapest Energy Company
Power rates for Texas frequently are quoted from 5.65 to more than 14.91 cents per kilowatt hour depending on market conditions and your location: these rates cannot be guaranteed and are only examples.
When you purchase an electricity plan in the industry, distributors contend for your service by supplying low power prices as well as client motivations, such as rewards programs, eco-friendly power sourcing or marked down residence solutions.
Although the ordinary electrical power rate of plan offerings went up a little, the very best electrical power rate in most areas remained the exact same.
Frequently fixed-rate strategies will certainly have a slightly higher price per kWh than others, but you're paying for the predictability. They're excellent if you obey your budget - and also even greater if you take place to sign up when rates are reduced. The fixed-rate strategies of our 5 Texas companies typically began at year, with some extending as much as three years, but we detected a pair that used dealt with prices for 6 month contracts also.

Texas homeowners as well as services have actually can buy power prices given that 2002. This right of electrical choice is the Power to Select. We assist you quickly assess the electrical energy prepares offered to Texas residences as well as businesses. We are an independent source of details to assist you compare the most effective Texas electrical energy rates.
The PUC's objective is to secure clients, foster competition, and advertise top notch framework. Along with controling the states electric utilities as well as executing legislation, the PUC offers Texas homeowners assistance in solving consumer problems.
Texas presently creates and consumes much more electrical energy than any kind of various other state in the nation. This energy consumption results from its dimension, but the sufficient land makes it a major manufacturer of wind power - a sustainable, or environment-friendly, power resource. The environmentally friendly power developed by wind power is offered to many Texas citizens to provide the power in their house or company.
Texas electrical energy prices aren't secure yet after a summertime of uncertainty. What caused the unpredictability? Tape-record demand as well as issues over capacity, prompted by public worries from the Electric Reliability Council of Texas. Those fears stemmed from the closings of 3 coal-fired power plants in the state and also delays in opening natural gas and wind facilities. The worry sufficed to drive some dramatic increases in electrical energy prices, which are shared in cents per kilowatt hrs (kWh).

According to the UNITED STATE Power Information Management, the average house in Texas utilizes about 15,000 kWh of power annually - 26 percent even more than the nationwide standard, but similar to the amount used in neighboring states.
As you can see, purchasing electrical energy in Texas is a challenging business. The response to that has the least expensive electricity rate relies on where you live, just how much power you use, as well as how much time you wish to secure the price. To begin the procedure, enter your zip code. We will return the listing of electricity strategies available in your area. Ensure to use our filter to choose the proper use degree for your residence or home. Once you select a strategy, you can sign up online or over the phone.
Because 2002, the majority of Texans have needed to choose their own Retail Electric Company (REP)- the middleman that acquires electricity wholesale, then markets it to you, the consumer. According to the Public Energy Compensation of Texas record, the Lone Celebrity state is "the nationwide leader in competitive residential, business, and industrial offerings," which implies there are more than 200 service providers bidding for your interest.
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Together with milder temperature levels, springtime generally is the windiest part of the year. As an outcome of this, wind power will make up a proportionally larger portion of electrical power outcome in the state. It is reasonable to anticipate that throughout moderate windy days of the next couple of months, wind can potentially be the biggest source of power for the state for the day.
Excellent information, Texas residents as well as local business owner. Due to the fact that Texas determined to deregulate our electrical energy market, you currently have the power to choose which electrical service provider and which of their power prepares you desire for your home and organisation. You can choose the cheapest electrical energy rate from any of the Texas electrical power carriers, as well as start conserving cash on your monthly electric bill right away. The button to the brand-new electric carrier fasts and also very easy, as well as the cost savings can be significant.
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We take terrific pride in being very discerning when picking which electrical power prepares from which electrical companies we wish to have actually shown on our website. By dealing with the very best electric firms in the state, as well as only showing their most convenient to understand plans with the least expensive electric prices.
As well as much like with any type of plan, it's worth it to do the mathematics to see exactly how various circumstances will influence your costs.
Minimum Usage Costs: Frequently established at or around 1,000 kWh/month, these costs suggest you'll constantly pay for at the very least that quantity - also if you just make use of, claim, 800 kWh of power some months. It appears awful, however it's only something to be worried concerning if your electrical energy expenses historically show you hover right around that minimal usage limit. If you're power usage constantly exceeds that amount, it resembles it's not even there.
We have actually spearheaded our strategies as well as grown our know-how in the retail energy industry for greater than a decade. With hundreds of countless consumers and firm financier support, we're a firm you can count on.
The regional electrical business is the energy - that's the company that owns the infrastructure, consisting of the posts and also power lines that provide power to your home. They are who you call if your power heads out or there's an emergency situation. However in nearly every city in Texas, you should choose another business to provide that power, called a Retail Electric Supplier (ASSOCIATE). These Representatives enable you to select electricity plans that use affordable prices and strategies to fulfill your needs.
Electrical energy prices in Texas are not repaired. Your price can vary substantially relying on your use as well as your electrical strategy. Some strategies have reasonably level rates, while others can be all over the location.

In this cost-free market completing power retailers purchase electricity wholesale from exclusive power generators to offer at retail to about 80% of Texas locals. The partnership between generators and also merchants is governed by the Electric Dependability Council of Texas, or ERCOT, which attempts to stabilize the power grid's electrical energy supply as well as need by purchasing percentages of power at 15-minute intervals throughout the day.
The Texas Senate Costs 7, passed in 2002, offered 5.6 million Texans the power to pick a retail electrical service provider (REPRESENTATIVE) to provide power to their house or organisation. This costs promoted an affordable power market that 85 percent of Texans can profit from today. Power selection is readily available to residents in Houston, Dallas and also Ft Worth, in addition to other cities across Texas.

Gone are the days when you needed to call electrical business to find their rates, and discuss a better offer by yourself. This enables you to shop for electricity in simply a couple of mins, right from your computer system.
When you shop for an electrical energy strategy in the marketplace, suppliers contend for your service by using reduced electricity rates and client motivations, such as rewards programs, eco-friendly energy sourcing or marked down residence solutions.

Electrical power prices in Texas stayed mostly unmodified in November. This isn't unexpected. Electricity rates are frequently less unstable this time of year.
According to the UNITED STATE Power Details Administration, the typical home in Texas utilizes around 15,000 kWh of electrical power per year - 26 percent greater than the national average, yet comparable to the quantity made use of in neighboring states.
The Electric Dependability Council of Texas (ERCOT) does it for you. When you register for a plan with a new carrier, ERCOT will send you a mailer validating the button. You have 3 days upon obtaining the mailer to alter your mind. If you do not, you'll have a brand-new supplier within seven days, as well as ERCOT will notify your old supplier. Just keep in mind, if you abandon a contract before it's total, you will get on the hook for any kind of charges or fines described in its Terms of Service.
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TDU Distribution Charge: TDU means transmission and distribution energy - to put it simply, the utility company in your area that is actually piping the energy from the power generation firms right into your home. (Remember, Associates in Texas are just the middleman.) The TDU shipment fee is established by the energy and is regular from strategy to plan as well as carrier to provider within its service locations.

The average power rate offered by Texas electrical firms fell somewhat for the 2nd month. With the beginning of the springtime period, electrical energy usage for the state will certainly drop. This is as a result of mild seasonal temperature levels. Electrical power usage in the state tends to surge during the summertime months and, to a lower degree, during the colder winter season. As heating systems and A/C go silent throughout the spring months, Texans use much less power.
Electricity prices in Texas frequently are quoted between 4.23 to more than 15.83 cents a kilowatt hour contingent upon current market condition and the locale - these prices are not guaranteed and are only examples.
Electricity Prices In Texas
Proceeded tight short-term capability margins will maintain pressure in electrical power rates throughout a minimum of the summer season. A handful of power plant jobs that were anticipated to start delivering power to the Texas power grid have actually recently been cancelled or postponed. This has led to a caution by authorities that capacity for the summertime will certainly be less than suitable.
Low Cost Energy Companies Texas
With the power to select a supply plan, purchasing affordable Texas electrical prices might potentially save you cash on your month-to-month power expenses. We can aid you contrast retail power companies in Texas, locating the supply strategy that is best for you. Most importantly, there isn't any danger when you shop Texas power.
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After Senate Costs 7 went right into impact in January 2002, almost 6 million power customers became eligible to choose their power distributor. That number has grown with the years. By decontroling the state's energy market, the Texas Us senate provided components the power to pick. The procedure of energy deregulation in Texas took down the utilities' monopoly over the electric market and urged customers to explore their energy options.
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When you buy an electrical energy strategy in the industry, suppliers contend for your organisation by offering reduced electrical energy rates as well as consumer motivations, such as incentives programs, eco-friendly energy sourcing or discounted house services.
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As a Texas customer, this produces a chance to lower your utility bills by contrasting electricity rates and also changing to a new provider whenever you can discover a far better offer. Below as well as throughout this website, we have offered you with the devices and details you require to look for affordable electrical power prices.
It is possibly unusual that electricity rates aren't rising quicker. Gas rates have actually been spiking. Recently touching their highest prices in over 4 years. Although the connection in between natural gas prices as well as electrical energy rates in Texas isn't as limited as it once was, all-natural gas is still one of the most essential single source fueling Texas power plans.
Although the average electrical energy price of plan offerings increased somewhat, the most effective power price in many areas continued to be the exact same.

Some good news: According to J.D. Power's study on retail electric suppliers (its most present study of the space), Texas has the greatest general complete satisfaction with retail electrical suppliers out of any kind of state. And also since prices, plans, and also offers can be so similar from company to supplier, customer fulfillment scores are a great method to damage a connection. Think about it like picking who to employ when you have two candidates with similar resumes - you're going to select the individual with the beautiful references.
Consider this 2nd strategy. The ordinary electrical power price is higher at 2000 kWh however the prices at reduced use levels are substantially better. With such a strategy, your electrical energy prices will be a lot more predictable and also, probably, you will certainly conserve cash throughout a year. Once more, read the power truths identify to understand every one of the parts that go into this price.
When you buy an electrical energy strategy in the marketplace, suppliers contend for your service by using low electrical energy rates as well as customer rewards, such as benefits programs, green power sourcing or marked down home services.
Since 2002, most of Texans have needed to choose their very own Retail Electric Service Provider (ASSOCIATE)- the intermediary that purchases electrical energy wholesale, after that markets it to you, the consumer. According to the general public Energy Commission of Texas record, the Lone Star state is "the nationwide leader in competitive residential, business, as well as commercial offerings," which suggests there are well over 200 carriers bidding for your focus.
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Ability concerns going right into the summertime caused electricity companies to increase prices entering into the summertime to secure themselves. As it turned out, there was a lot of electrical power to fulfill demand in the summer season. We are most likely to see a repeat of those pre-summer rate increases this year. Customers must capitalize on any drops in prices that happen in the springtime to secure a lengthy term plan.
The neighborhood electric business is the energy - that's the firm who has the infrastructure, consisting of the posts as well as high-voltage line that provide power to your home. They are who you call if your power goes out or there's an emergency. But in almost every city in Texas, you must choose an additional firm to supply that power, called a Retail Electric Provider (REP). These Representatives allow you to choose electrical energy plans that offer affordable prices as well as plans to fulfill your demands.
A few of the rise in different components of the state is a result of increases in transmission and circulation utility pass through charges. Such fees often tend to have a bigger influence on residences that use less power.
Fixed-rate strategies: Fixed-rate plans offer customers a lot more stability for their month-to-month energy bills due to the fact that the rate a customer register with is the rate she or he pays for the size of the strategy's contract. A lot of fluctuation features usage, though transmission as well as delivery charges and regional costs additionally can alter. Because a fixed-rate plan often covers two-three years, these plans usually need a client debt check and also can include early cancellation fees. Fixed-rate plans, due to the proceeding market volatility, most likely are the most effective choice for several customers.
Consider this 2nd plan. The typical power rate is greater at 2000 kWh but the prices at reduced use levels are substantially much better. With such a strategy, your electrical power prices will certainly be more foreseeable and, in all likelihood, you will certainly save cash over the course of a year. Again, read the electricity facts label to understand every one of the elements that enter into this rate.

Some great news: According to J.D. Power's survey on retail electrical carriers (its most existing study of the space), Texas has the highest possible overall contentment with retail electrical suppliers out of any state. As well as since rates, plans, and also offers can be so similar from provider to company, customer fulfillment scores are a terrific means to damage a tie. Think about it like picking who to employ when you have two prospects with comparable resumes - you're mosting likely to pick the individual with the radiant recommendations.

Texas electrical power prices aren't secure yet after a summer season of unpredictability. What created the uncertainty? Tape need as well as problems over capability, triggered by public fears from the Electric Integrity Council of Texas. Those worries originated from the closings of three coal-fired power plants in the state and hold-ups in opening up all-natural gas and also wind centers. The problem was sufficient to drive some significant increases in electrical power prices, which are expressed in cents per kilowatt hrs (kWh).

The bigger brand power companies continue to be considerably more costly than the smaller carriers. This isn't necessarily constantly the case, yet in current months they have actually had much greater prices than other companies. This directs to the importance of comparing electrical energy rates instead of relying on television commercials and name acknowledgment when selecting an electrical energy service provider in Texas.


Homeowners and company owner have been able to shop Texas electrical energy supply rates for greater than a years. When Texans got the capability to choose their wanted energy firm the electric industry separated into two components: supply and also delivery. Retail energy companies in Texas compete for organisation, using a selection of term arrangements and supply rates for consumers to pick from.
Texas presently produces and also takes in a lot more electricity than any other state in the country. This energy consumption is due to its size, but the adequate land makes it a major producer of wind power - a renewable, or environment-friendly, power resource. The ecologically friendly energy developed by wind power is available to many Texas citizens to provide the electricity in their home or company.

The Transmission Circulation Energy that provides powder to the Houston location, filed with officials to increase power prices on the customers it delivers power to. The asked for boost was made, partly, to cover the cost of fixings related to Storm Harvey. If accepted the boost will set you back ratepayers regarding $30 per year a lot more on their power costs.

Fortunately is that the most effective available rate at the 2000 kwh usage level is the same in nearly every region of the state. This suggests that you can still get a bargain by buying for the cheapest price.
Choosing the ideal prepare for you requires two points: an intimate expertise of your residence's regular energy use, and an important eye on any kind of strategy's small print.
In addition to milder temperatures, springtime typically is the windiest component of the year. As a result of this, wind energy will certainly comprise a proportionally larger percentage of electrical power result in the state. It is affordable to anticipate that throughout moderate windy days of the following number of months, wind might possibly be the biggest resource of power for the state for the day.
Electricity rates in TX often run from 5.27 and 14.59 cents per kilowatt hour subject to current market condition and your location: these rates are not guaranteed and are only used as examples.
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